Avalanche2025LiveVeraflow
On-chain identity & credit protocol
Decentralized identity and lending platform for underbanked workers. Work credentials become soulbound NFTs, and on-chain reputation scoring unlocks collateral-free lending.
14
Smart contracts
0-1000
Reputation scoring
100%
Test coverage
The problem
Underbanked workers can't access credit because they lack a formal financial history, even when they hold real, verifiable work credentials.
The approach
A decentralized identity and lending protocol on Avalanche that converts work credentials into soulbound NFTs and computes an on-chain reputation score to unlock collateral-free lending.
My role
Protocol architecture and full contract suite
Highlights
- 14 smart contracts with full test coverage
- Soulbound NFTs for non-transferable credentials
- Reputation scoring from 0 to 1000
- Collateral-free lending driven by reputation
- OpenZeppelin-based, security-reviewed architecture
SolidityAvalancheSoulbound NFTsOpenZeppelinNext.js